Overview

A claim file is judged twice: first by the insurer's adjuster, and — when the numbers are large — again by the reinsurer’s adjusters. BCBD investigates the cause and extent of loss, assesses material damage and policy liability, and recommends settlement figures we can defend line by line. Beyond our marine practice, we adjust across the full range of non-marine classes.

Fire, flood & cyclone

Material damage to buildings, plant, machinery, stock and stock-in-process from fire and allied perils — quantified, causation established, and salvage and mitigation addressed in the same report.

Engineering

MBD (Machinery Breakdown)
Deterioration of stock
Electronic equipment insurance
Erection all risks
Contractors’ all risks
Contractors’ plant and machinery

Motor

Investigation and assessment of loss for all classes of motor vehicles alleged to be damaged.

Miscellaneous

Pre-risk insurance inspection
Pre-acceptance risk review
Fidelity guarantee insurance survey
Cash-in-transit insurance
Burglary insurance
Theft investigations
Third-party public liability
Arbitrators
Loss prevention services
Claim settling agents
Recovery agents

Worldwide operations

Where a risk or a claim crosses borders, we arrange the same services worldwide through our overseas partners in the USA, Spain, Belgium and Germany, and through JB Boda Surveyors of Mumbai, India — a name long familiar to the insurance industry in Bangladesh.

Procedure

Methods, standards and rules as per ISO, IMO, ICS, CILA and IILA (The International Institute of Loss Adjusters, Illinois, USA), and/or your specific guidelines.